Secure Your Future with intelligent 401k recommendations
401kToolworks delivers expert monthly 401k investment advice, empowering you to build a strong, long-term retirement portfolio with confidence.
401k planning made easy
Most 401k accounts face three problems. Target date funds sacrifice growth for perceived stability. Just leaving your money in an index fund exposes you to potential large downside risk during periods of market turmoil. Just earning interest will not keep up with inflation. We offer a smarter way!
A proven system to maximize your 401k’s potential
Discover how our expert 401k investment guidance gives you quick, actionable insights on where to allocate your funds.
Better than target date funds
Target-date funds shift allocations based on your birth year, not current market conditions. You ride every downturn with no defensive mechanism. You also risk being on the sidelines when the market is in an established uptrend.
Drawdown Protection
The closer you are to drawing down your savings, the more a deep market decline costs you. Recovering from a 50% loss requires a 100% gain — time you may not have.
Emotional Decisions Fill the Void
Without a rules-based framework, investors either panic-sell at the bottom or hold through losses they can’t afford. Both outcomes destroy long-term wealth.
Simple and easy to follow
Discover our streamlined process designed to guide you through securing optimized 401k investment guidance recommendations every month.
Step One: We crunch the numbers
We analyze the market, and identify trend strength and risk indicators.
Step Two: Receive Recommendations
Each month we tell you how to exactly allocate your 401(k) – with no confusing jargon.
Step Three: Make your adjustments
Your dashboard provides you with simple instructions on where to place your funds. Just follow the instructions and within 5 minutes your done.